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Blogging full-time is dangerous

Many of us bloggers blog full-time, which means we have no other job/income. Many others bloggers and earn a living doing other things, which is what all bloggers or self-employed person should be doing. I am all for blogging full-time. I do blog full-time but I do other jobs from home that fetch me money. Blogging full-time is dangerous because work can be so busy and you think you are on the right track. And it can go suddenly quiet for months without any notice. If you are relying on money from your blog to pay your monthly bills and you don’t make anything in a month, what happens?

 

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What full time bloggers don’t tell you

You would be ok for a while if you have some form of savings. Or if you are still living at home with parents or a partner who could help. But if you have none of these, you would be in a bad position. I see many bloggers aspiring to blog full time and it makes me worry because they have no clue what is really going on behind the happy smiles on Instagram. And the fancy life they see “full time bloggers” living all over social media. If most of these “professional bloggers” are honest with their fans, they would tell them how tricky it can be to rely on a blogging income alone. You could make as much as £5000 in good months and as little as £100 or less in really bad months. Bloggers who have been blogging for many years would have experienced both sides of the coin but may not necessarily share that with anyone.

Blogging is hard work but it is so worth it. It is possible to earn a good income from your blog but relying on a blogging income is not advisable. Especially when you have dependants to cater for. I always advise anyone to have at least 8 sources of income. I currently have 7 sources of income and I am working on another source to add to it. One of my sources of income – eBay is more work than it is worth so I am thinking of replacing it with something else.

 

My Sources of Income

My 7 sources of income in other of priority are –

  • Fashion and Style Police – Blog
  • Social media promotions – Social media ads/collaborations
  • Blogger Outreach Services – Working with brands in recruiting bloggers.
  • Freelance Writing – Writing for other websites.
  • How to Cash In as a Blogger eBook- My eBook on blogging.
  • eBay – Selling new and preloved items on eBay.
  • Social Media Management Services – Managing social media platforms for small businesses.

 

 

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I am working on an extra source of income and looking to replace eBay so it is not among my main 8 sources of income. I am hoping to get these done before the end of 2018. If I only relied on my blog income, I would struggle on some months. The blog is still my main source of income and that is one of the reasons why I focus on it. But I won’t risk having only a blog as my only source of income because anything can happen.

My advice to anyone blogging full time or think of going full time is to have other sources of income. Whether a part time job doing something else. Or other working from home gigs. May the forces be with us all!

 

 

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Fashion and Style Police Reviews Blue Raspberry Microphone

I started a YouTube channel last month and I have been thinking of getting a microphone to improve the sound of my videos. I put off recording videos for some weeks now because I wasn’t happy with the quality of the sound of my videos. So you can imagine how excited I was when I got the opportunity to review this Blue Raspberry Microphone. For those who have never heard of this Blue Raspberry Microphone, it is the ultimate mobile USB microphone for iPhones, iPads, MAC Laptops and PCs.

 

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I have tried and tested this Blue Raspberry Microphone for myself and I think it is the smartest gadget I have tried this year. It is great for recording voice overs, videos, podcasts and music. The inbuilt microphone on my MacBook Pro is not that great. So recording videos on it can be a bit of a pain. But thanks to this amazing microphone, I wouldn’t have to ever use the inbuilt microphone again.

 

Raspberry is the ultimate mobile condenser microphone for voice and instruments. Informed by Blue’s illustrious studio heritage, Raspberry delivers dramatic, 24-bit studio-quality sound directly to your PC, Mac, iPhone or iPad. Raspberry’s new, patent-pending Internal Acoustic Diffuser (IAD) design resembles treatments found in studios and concert halls, focusing your voice or instrument while minimizing the sound of the room. Like a portable vocal studio in the palm of your hand, Raspberry gives you professional results—everywhere you go.

 

Here are some of the amazing PROS of this gorgeous microphone.

 

PROS
  1. I love the design. It is quite a beauty with the touch of red.
  2. Setting up the microphone was easy. I just followed the steps in the manual and I was good to go within minutes.
  3. It can be used on various devices – iPhones, iPads and Laptops.
  4. The quality of the sound is so good.
  5. It is quite portable and very easy to carry around. The microphone comes with a soft-suede carrying pouch which is really handy.
  6. I like the stand it comes with. It makes my recording a lot easier. It also comes with a 1/4” thread mount which enables me connect to tripods.

 

Microphone review image Microphone review image

 

Blue Raspberry Microphone Amazing Features
  • Patented Blue premium capsule circuitry
  • Internal Acoustic Diffuser (IAD) focuses on your voice
  • 24-bit/48kHz resolution for pristine sound
  • Headphone volume control
  • Headphone jack for no-latency monitoring
  • Mic level and Mute control
  • Removable, collapsible stand

 

CONS

None

 

I love this microphone. I recommend to anyone thinking of taking YouTube seriously or any sort of audio/vidoe content. You need Blue Raspberry Microphone. It currently retails for $199.

I have also published a new short review on my brand new YouTube channel. Please find that below and subscribe to watch more videos.

 

 

What do you think of this Blue Raspberry Microphone? Please share your thoughts.

 

*PR sample.

Personal Finance Tips for the Freelancer/Self Employed

As a Freelancer/Self employed person, you have to remain on top of your personal finance to keep track of your money. Being your boss means you are in charge of everything, which means there is no one to blame when things go south. Focusing on your craft and ignoring your personal finance would only to money problems. And that is the last thing you need as a small business owner. Which is why you may find this personal finance tips post is useful.

 

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The law here in the UK states you get yourself registered as soon as you start making money from your craft. So I got myself registered as self-employed when I started making money from my online gigs. I have been registered as a self-employed for over 3 years now, and I have been making a steady income from my business since then. For those who wonder what I do for money, I make money from this blog, my social media platform, and from my book – How to Cash in as a Blogger. I am also a copywriter, social media manager and blogger outreach consultant.

The personal finance tips that have help me as a freelancer and self-employed person are as follows –

 

Have a separate bank account for your business

Having a separate bank account for your business is the best way to stay on top of all transactions. Running your business from your personal bank account is not the smart way to go as you could easily get confused with your business transactions and personal spending from the same bank account. There are many bank accounts to choose from, one of them being Think Money basic  bank account so it makes sense to go for one of them and keep your business separate from your personal life.

 

Keep on eye on your money

Once you have a separate bank account, the next thing is to keep an eye on your money. You should keep track of all incomings and outgoings so there are no surprises. Having a spreadsheet where you record all incomings and outgoings helps. I have a simple sheet on Microsoft Excel, and it helps me keep an eye on my money. I update the sheet every month and that way I know where my money goes and how much I bring in every month just by having a quick glance.

 

Budget for your taxes

As a business, you most likely would have to pay some form of tax. It is best to get this sorted asap, and not wait until the last-minute like some business owners would do. Budgeting for your taxes would also help you pay it up quickly without any problems. I like to get mine books done and my taxes paid up once the tax window opens. That way I know it is done for the year, and I can focus on other things.

 

Don’t spend all you have in the period of feast

As a Freelancer, you would know all about how unpredictable the freelancing life is. Freelancing is a feast or famine career. We usually earn different amounts of money from month to month, depending on the number of jobs that come our way. So we need to be on top of our budgeting game in order to make it in the famine period. Don’t spend all you have in the period of feast. If you do, you would be stuck with unpaid bills in the famine period.

 

Are you Freelancer? Do you have any personal finance tips to share? Please sound off in the comments section. Let’s rub minds

 

Thanks for stopping by.

 

*Collaborative post.

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