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What to Wear When You Work From Home

What do you wear when you work from home? This is one question many self-employed/freelancers ask themselves over and over again. As many of you already know, I work from home and have done so for the past 5 years. Working home alone means I get to wear what I like, when I like. I could decide to work in my nightwear all day if I choose to, or I could work from the comfort of my bed in my loungewear. The fashion choice is mine and I love that about my job. It is liberating.

 

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I like to get out of my sleepwear everyday, even though I work from home. The Kiddies started primary school last September, so the school run is now a morning and afternoon routine. I love it because it gets me out of the house everyday, and I like to be presentable when I step out of the house. Which is why I always take a morning shower and get dressed every morning. I like to be dressed and ready for work by 9:30am almost everyday.

 

Here are 2 things I have in mind when I am picking out what to wear when working from home –

 

Comfort

The first thing I have in mind when it comes to styling my working from home outfit is comfort. You will easily find me wearing a pair of leggings or joggers depending on the weather. I like causal comfy tops as well, and dresses are my preferred option in the summer months. Comfy clothing allow me move around freely and stylishly.

 

Material

Many people are too lazy to get out of their sleepwear. Others love the feel of their pyjamas on their skin, and live in them. I get why many find their pyjamas so comfy, they sleep and work in them. I find mine comfy too! Which is why I like go for pieces with material that feels as comfortable as my sleepwear. You usually won’t catch me wearing lace or any complicated/overly dressy material.

 

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Do you work from home? What do you wear?

 

 

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Self Employment on a Budget

I have been self-employed for a few years now and although I love it, it does come with its challenges. On some month, I am super busy and my bank account is smiling. And some other months, it can be super quiet. One minute I could be wondering how to pay some bills, and the next minute I could be laughing all the way to the bank. That is pretty much the life of a freelancer/self-employed person. Our income fluctuates and there is so much financial uncertainty but I won’t trade it for a job in an office with a regular pay check. The pros of being a self-employed person massively outweighs the cons for me, which is why I do what I do.

 

You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want image

 

 

You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

Having said that, the key to surviving the self employment world is to have a budget. I love reading finance self-help book on my Amazon Kindle. The book I am currently reading is You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want by Jesse Mecham. It is the first book I am reading this year and I am loving the budgeting tips and advice. I have picked a lot from this book and I recommend it to anyone struggling to make the most of their money. You need to read this book. It is full of wisdom and valuable tips. 

Everyone needs a budget regardless of what you do for money. Business owners and freelancers need a budget more than everyone else because of the income fluctuations. Having a budget helps you plan your money and make your money work for you. If you budget right, you can survive on periods where work is quiet because you would have saved money from the busy months. 

 

Self Employment on a Budget

I am going to be handling my money a little differently this 2019. Generally, I am good with money but there is always room for improvements, and I plan to be better this 2019. Here are some things I would be doing more of –

 

Ageing my money

Jesse Mecham advises us to age our money. What this means is for us not to spend all of our money as soon as it comes in. This makes a whole lot of sense. Ageing your money allows you think smartly and set your priorities straight. It takes off the stress of having no money in your bank account and it allows you plan your life.  Ageing your money allows your money wait on you instead of you waiting on your money. It sounds pointless but it works. Trust me, I have tried it. The longer you can age your money, the better. I aim to age my money for at least 30 days. It is a work in progress but I am slowly getting there.

 

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Spend less than what you earn

This should be common sense but it is amazing how we spend way more than what we earn. Which leads to us having to use our overdraft facility, store cards and credit cards to make up for the difference. Spending less than what we earn is the way to financial freedom.

 

Grow the savings

Having money saved away is the way to survive self employment. With the income uncertainty, you never know for sure when you would be short, so it makes sense to always have money stashed away for when the need arises. Growing the savings is one of my many goals this 2019.

 

Make more money

2019 is the year of making more money. That is another goal I plan to seriously work on this year. The way to financial freedom is to have many streams of income. I am planning on working hard on making money via affiliates and I am using an affiliate link in this post for the first time in a long time. Having many streams of income means you have various ways of making money. No one should ever rely on 1 pay check.

 

Do you have a budget?

 

*Affiliate link used.

How to Manage Time Off as a Freelancer

The holiday season is fast approaching. Unlike those with a 9-to-5 jobs, freelancers work around the clock. That’s the nature of your job as a freelancer.  But just like everybody else, we deserve a break to enjoy the festivities.

As a freelancer, you’re your own boss and you have no one to ask for a day off. So you have to find a way to create such time for yourself.

That can seem like a very daunting task as creating that block of time to enjoy the holidays seems almost impossible. But the good news is that there is a way you can have the free time you need to enjoy the festivities with everyone else. Here exactly how you can manage time off as a freelancer this holiday season.

 

 

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Plan ahead

If you want to have the holidays to yourself, then planning ahead is key. To get more time off for yourself means you need to put in extra hours. But don’t worry, it will be worth it. I promise.

Get all your projects and tasks you have of the month in perspective.  This will help you prioritize the tasks and projects that you need to give urgent attention to first.

That’s just one aspect to planning ahead.

The next thing you need to do is to draw up a budget of how much you need to make for you to comfortably enjoy your time off without feeling the pinch in your finances. This will help you know how many projects you need to take up to make up for that period.  Since you’re the boss, no one is going to give you a bonus unless you work it out yourself.

 

Be disciplined

It will take a lot of discipline to make sure that you follow through with the deadlines you set for yourself. Since you’ll be working harder and for longer hours you need to remain focused and resolute to carry out your projects as at when due. Use incentives to keep you motivated to keep going. What better incentive than to know that you’ll get to spend time with your loved ones during the holidays and relax to your fill!

 

 

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Learn to say “NO”

Sometimes you may be tempted to take up a project or two even though you’re full to the brim with projects. At that point you need to allow yourself to be practical and say “No” to the offers that come in.

You may want to get yourself some time off but that doesn’t mean that you should work yourself into burnout.

 

Outsource what you can

If you tried but couldn’t get yourself to say “No” to the project that comes in, the next practical step to take is to outsource those projects to freelancers who will be available during the time when you’re going on holiday.

The best part of being a freelancer is that you have access to a friendly family of freelancers. The freelancer community is full of talented freelancers who do awesome work.

Once you’ve outsourced the job, you can have the freelancer send the project back to you to for vetting before you send it back to your client. That way you will still earn from the project and help create jobs for other upcoming freelancers.

 

How do you manage time off as a freelancer?

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