Advertisements

Read One Book a Week Challenge

Last year, I set a target for myself to read a book a week. I didn’t smash my target, but I read many books. This year, I am making sure I hit my read a book a week challenge do. My plan is to read 1 week a week on my Amazon Kindle, and I am currently smashing it. I am currently reading my 4th book for the year 2019!

 

Week 1 – You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

Reading this book by Jesse Meecham was a great way to start the year and get my finance priorities straight. If you need some help managing a budget, then this book is the one for you. It was great read.

 

Amazon Kindle Picture

 

 

Week 2 – The Entrepreneur’s Guide to Keeping Your Sh*t Together: How to Run Your Business Without Letting it Run You

I read this book in the second week of January. It is a great book, lovely to business owners. This book written by Sherry Walling and Rob Walling. It is full of tips to help your business thrive. If you need to read a business book this month, read this.

 

Week 3 – The Sisters of Battle Road: The Extraordinary True Story of Six Sisters Evacuated from Wartime London

I read this book some days ago. It is a wartime book and I found the story of the Jarmen sisters very intriguing. I have always been curious about world war period and how life was for the people back then. I finished this book within a few days.

 

Week 4 – Gaslighting: How to recognise manipulative and emotionally abusive people and break free

This is the book I am currently reading. I downloading it on my Kindle some days ago, and I am currently loving it. Stephanie Sarkis has done an amazing job with this book. It is full of wisdom and so easy to read. If you are interested in mental health and psychology books, then this book is what you need.

 

Read a book a week challenge image

 

 

I am excited about this read a book a week challenge. Reading is one of my many loves. I think it is a great way to improve my creativity, relax and educate myself.

I will be sharing what I am reading on Twitter and my Facebook page every week, so look out for the updates.

 

What book are you currently reading? Please share in the comments section.

 

*Affiliates links.

 

Advertisements

Self Employment on a Budget

I have been self-employed for a few years now and although I love it, it does come with its challenges. On some month, I am super busy and my bank account is smiling. And some other months, it can be super quiet. One minute I could be wondering how to pay some bills, and the next minute I could be laughing all the way to the bank. That is pretty much the life of a freelancer/self-employed person. Our income fluctuates and there is so much financial uncertainty but I won’t trade it for a job in an office with a regular pay check. The pros of being a self-employed person massively outweighs the cons for me, which is why I do what I do.

 

You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want image

 

 

You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

Having said that, the key to surviving the self employment world is to have a budget. I love reading finance self-help book on my Amazon Kindle. The book I am currently reading is You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want by Jesse Mecham. It is the first book I am reading this year and I am loving the budgeting tips and advice. I have picked a lot from this book and I recommend it to anyone struggling to make the most of their money. You need to read this book. It is full of wisdom and valuable tips. 

Everyone needs a budget regardless of what you do for money. Business owners and freelancers need a budget more than everyone else because of the income fluctuations. Having a budget helps you plan your money and make your money work for you. If you budget right, you can survive on periods where work is quiet because you would have saved money from the busy months. 

 

Self Employment on a Budget

I am going to be handling my money a little differently this 2019. Generally, I am good with money but there is always room for improvements, and I plan to be better this 2019. Here are some things I would be doing more of –

 

Ageing my money

Jesse Mecham advises us to age our money. What this means is for us not to spend all of our money as soon as it comes in. This makes a whole lot of sense. Ageing your money allows you think smartly and set your priorities straight. It takes off the stress of having no money in your bank account and it allows you plan your life.  Ageing your money allows your money wait on you instead of you waiting on your money. It sounds pointless but it works. Trust me, I have tried it. The longer you can age your money, the better. I aim to age my money for at least 30 days. It is a work in progress but I am slowly getting there.

 

Should You Take A Pay Cut To Advance Your Career image

 

 

Spend less than what you earn

This should be common sense but it is amazing how we spend way more than what we earn. Which leads to us having to use our overdraft facility, store cards and credit cards to make up for the difference. Spending less than what we earn is the way to financial freedom.

 

Grow the savings

Having money saved away is the way to survive self employment. With the income uncertainty, you never know for sure when you would be short, so it makes sense to always have money stashed away for when the need arises. Growing the savings is one of my many goals this 2019.

 

Make more money

2019 is the year of making more money. That is another goal I plan to seriously work on this year. The way to financial freedom is to have many streams of income. I am planning on working hard on making money via affiliates and I am using an affiliate link in this post for the first time in a long time. Having many streams of income means you have various ways of making money. No one should ever rely on 1 pay check.

 

Do you have a budget?

 

*Affiliate link used.

error: Content is protected !!