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Self employment – Charge what you deserve

I have been self employed for about 6 years now and I have seen it all. The clients that never pay up until you chase them and those that wait until the very last day to pay. I have seen clients that want all for nothing. They are happy to pay you peanuts and keep all the profits for themselves. Earning money as a self employed person is hard work. Don’t believe the stories that tell you it is easy to earn a living from home because it is far from easy. Trust me, I have 6 plus years worth of experience to know that being a self employed person, running your own business from home is hard. Which is why you should charge what you deserve.

 

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My reason for doing this

I found myself working from home full-time after my twins were born. Going back to my old job was not an option. I hated it and the commute and income won’t be worth the hassle at all, so I ended up focusing on making money online. It worked! I started earning a full time living wage from this blog and my freelance jobs (mainly copywriting and blogger outreach). It wasn’t easy. I had to work every free hour I got and I hardly slept all those years, but the money started coming in.

It got easier as the twins got older and started pre school and now primary school. I have more free time to focus on my hustle and even throw in studying for a whole new degree. However, the journey has been a rollercoaster ride and has taught me a lot. What kept me going all these years was my “why”. To be a happy self employed person, you have to have a “why” because you will need to remember the reason when the days get tough.

 

Which is why I charge what I deserve

I love what I do and the opportunities it brings are too numerous to mention but I also have my own fair share of dealing with people who don’t want to pay the right amount for what they want. A really funny email came in yesterday and it was the lowest fee I have ever been offered and it make me giggle. Obviously I didn’t bother replying but I am pleased with how far I have come because on a good day I would have been fuming at the audacity of the email.

My rates are my rates. I charge what I deserve and I don’t apologise for it. I believe there is value in my work and I would now let anyone take advantage of me by accepting low fees just because that is what they are willing to pay. The first rule when it comes to self employment or running your business is to charge what you deserve. There is enough to go around for everyone if people stop being greedy and I believe to unblock the flow of abundance, we need to charge the right amount of money. There will always be people who will happily pay your rates once you are comfortable asking for it.

 

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When it comes to self employment, the pros outweigh the cons massively for me. Which is why I am still doing what I do full-time for now. It is great to be able to work from home. I won’t charge that for anything now. Are you self employed? Do you feel you charge what you deserve? Do drop your comments in the comment section below.

Thanks for reading, sharing, commenting and liking. Have a good one.

 

 

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Have a vision and bring it to life

Working as a self employed from home has its ups and downs but I won’t trade my life for anything. I remember how unfulfilled I felt in my last traditional job. The job wasn’t what I wanted to do and I felt my skills were being wasted.

Being my own boss allows me make the most of my skills and create my own destiny, and I love it. Many people ask me how I have managed to earn a living working from home and the simple answer is I created jobs I could do using my skills. I had a vision in my mind of how I wanted my life to be and I went with it.

 

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Have a vision and bring it to life

Being able to create a vision and bring it to real life is the power of manifestation coupled with lots of hard work. I won’t be able to do what I do if I didn’t first create it in mind. I believed in my vision and it came to life. Also, I worked hard to be in the position I am in now and I have to continue to work as hard as I can to continue to grow in my hustle.

Working for myself is one of the hardest things I have ever done. There’s no one to blame if things go wrong. It’s me, myself and I in here, and it feels scary and fun at the same time. However, I am all here for all the different emotions. I cherish my journey and I won’t ever give up on it. Being able to work for myself has allowed me become the best version of myself and I love this version of me.

 

 

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I would love to encourage anyone thing or starting a side gig or business, and wondering whether to go ahead with it or not. My advice is to go ahead with all the way and see how you get on. If you succeed yay and if you don’t at least you now know what not to do. No experience is ever wasted so just do it. You never know how successfully it may go and if it doesn’t work, you can try something else and ticked that off.

What vision do you need to bring to life? Have you started working on it? Do tell in the comments section below. Let’s chat.

Thanks for stopping by.

How to Cope as a Freelancer by Ageing your Money

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I left traditional employment after having my twins, and I have been freelancing ever since. The decision of not going back to my old job after pregnancy was kind of made for me. Going back to my old job was not going to be worthwhile so I created jobs I could do from anywhere for myself. Being a freelancer/self-employed is not easy but it is worth it. I always weigh all options in life, and the pros of working for myself from home massively outweighs the cons, which is why I am still doing what I know how to do best.

 

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How to cope as a freelancer by ageing your money

Coping financially as a freelancer has been a learning curve. I have had to learn how to ask for the right amount of money for what the job I do. I have also had to learn how to manage my money so it covers all my living expenses and a bit more. Having some kind of savings is important for every one of us, regardless of the work we do. But it is really important when you are working for yourself, as you really have no guaranteed income. The only income that is guaranteed is what you currently have in your bank account. It is very possible to not make £1 for a whole week, only to make as much as £1000 the next week. Which is why you have to learn how to age your money.

 

Ageing your money

Ageing your money is something I have always known about and I have put into practice for as long as I have been earning money. However, I became more aware of this after reading the Wall Street Journal Bestseller – You Need a Budget by Jesse Mecham, earlier in January. The book really resonated with me. It was so good, I couldn’t stop reading it. I finished reading the entire book on my Amazon Kindle within 3 days.

I picked up a lot of tips from this book and I recommend it to all business owners, freelancers, self-employed, and even those doing traditional jobs. The book opened my eyes to ways of really making my money work longer for me, and I picked up many vital tips that I have now implemented in my life.

The whole idea behind ageing your money is you not spending your income as soon as it hits your bank account. It can feel like a delaying tactic but it really works. All you need to do is to try it for a month and see the difference in your bank balance and your mental health. Ageing your money stops you from living pay check to pay check. It helps you get out of debt and stay out of debt.

 

You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want image

 

Having a budget helps age your money

Having a budget helps you stay on top of your income and expenses. Your outgoings are all planned and you are in control of your finances. Being a freelancer means you never really know how much you would make from month to month, so having a realistic budget is important because it gives you that peace of mind.

My income varies from month to month. I have been freelancing for a few years, so I know on average the minimum I would make, so I plan my bills with that in mind. Also, I make sure I keep any extras I get for months when I am short. I age my money by spreading my bills so they all don’t go out in the same week. That way I am never short of cash, and I can keep aside payment for each bill weekly.

 

Ageing my money is how I am smashing my freelancing/self-employed world. It works great for me.

Are you working for yourself from home? How do you stay on top of your finances?

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