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Have a vision and bring it to life

Working as a self employed from home has its ups and downs but I won’t trade my life for anything. I remember how unfulfilled I felt in my last traditional job. The job wasn’t what I wanted to do and I felt my skills were being wasted.

Being my own boss allows me make the most of my skills and create my own destiny, and I love it. Many people ask me how I have managed to earn a living working from home and the simple answer is I created jobs I could do using my skills. I had a vision in my mind of how I wanted my life to be and I went with it.

 

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Have a vision and bring it to life

Being able to create a vision and bring it to real life is the power of manifestation coupled with lots of hard work. I won’t be able to do what I do if I didn’t first create it in mind. I believed in my vision and it came to life. Also, I worked hard to be in the position I am in now and I have to continue to work as hard as I can to continue to grow in my hustle.

Working for myself is one of the hardest things I have ever done. There’s no one to blame if things go wrong. It’s me, myself and I in here, and it feels scary and fun at the same time. However, I am all here for all the different emotions. I cherish my journey and I won’t ever give up on it. Being able to work for myself has allowed me become the best version of myself and I love this version of me.

 

 

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I would love to encourage anyone thing or starting a side gig or business, and wondering whether to go ahead with it or not. My advice is to go ahead with all the way and see how you get on. If you succeed yay and if you don’t at least you now know what not to do. No experience is ever wasted so just do it. You never know how successfully it may go and if it doesn’t work, you can try something else and ticked that off.

What vision do you need to bring to life? Have you started working on it? Do tell in the comments section below. Let’s chat.

Thanks for stopping by.

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How to Cope as a Freelancer by Ageing your Money

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I left traditional employment after having my twins, and I have been freelancing ever since. The decision of not going back to my old job after pregnancy was kind of made for me. Going back to my old job was not going to be worthwhile so I created jobs I could do from anywhere for myself. Being a freelancer/self-employed is not easy but it is worth it. I always weigh all options in life, and the pros of working for myself from home massively outweighs the cons, which is why I am still doing what I know how to do best.

 

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How to cope as a freelancer by ageing your money

Coping financially as a freelancer has been a learning curve. I have had to learn how to ask for the right amount of money for what the job I do. I have also had to learn how to manage my money so it covers all my living expenses and a bit more. Having some kind of savings is important for every one of us, regardless of the work we do. But it is really important when you are working for yourself, as you really have no guaranteed income. The only income that is guaranteed is what you currently have in your bank account. It is very possible to not make £1 for a whole week, only to make as much as £1000 the next week. Which is why you have to learn how to age your money.

 

Ageing your money

Ageing your money is something I have always known about and I have put into practice for as long as I have been earning money. However, I became more aware of this after reading the Wall Street Journal Bestseller – You Need a Budget by Jesse Mecham, earlier in January. The book really resonated with me. It was so good, I couldn’t stop reading it. I finished reading the entire book on my Amazon Kindle within 3 days.

I picked up a lot of tips from this book and I recommend it to all business owners, freelancers, self-employed, and even those doing traditional jobs. The book opened my eyes to ways of really making my money work longer for me, and I picked up many vital tips that I have now implemented in my life.

The whole idea behind ageing your money is you not spending your income as soon as it hits your bank account. It can feel like a delaying tactic but it really works. All you need to do is to try it for a month and see the difference in your bank balance and your mental health. Ageing your money stops you from living pay check to pay check. It helps you get out of debt and stay out of debt.

 

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Having a budget helps age your money

Having a budget helps you stay on top of your income and expenses. Your outgoings are all planned and you are in control of your finances. Being a freelancer means you never really know how much you would make from month to month, so having a realistic budget is important because it gives you that peace of mind.

My income varies from month to month. I have been freelancing for a few years, so I know on average the minimum I would make, so I plan my bills with that in mind. Also, I make sure I keep any extras I get for months when I am short. I age my money by spreading my bills so they all don’t go out in the same week. That way I am never short of cash, and I can keep aside payment for each bill weekly.

 

Ageing my money is how I am smashing my freelancing/self-employed world. It works great for me.

Are you working for yourself from home? How do you stay on top of your finances?

Money Saving Tips for the Self Employed

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Working for your self can be very tricky. One month can be very busy with you making more money than you know what to do with it. Another month can have you literally surviving with the coins in your wallet. Which is why you have to be savvy with your money to survive as a self-employed person. You can not afford to spend every penny you make because you never know how busy or not busy the next month would be.  This is the reason why many people cannot afford to work for themselves.

When there is no steady pay check, many people will struggle to manage their money. They may easily find themselves struggling to pay their monthly bills, when work is quiet. Which is why I am grateful there are credit facilities like CashLady and Credit Cards to use on essentials when money is tight. You never know when you will need services like them, so it is good to know they are available.

 

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Here are some money saving tips for the self employed –

 

Buy everything you need online

This may not sound like a money-saving tip but trust me it is. I do 99% of my shopping online. The 1% is when I am out and about and need to grab something. Or the odd time we run out of groceries, and I need to head out to our local supermarket to grab some essentials. I do all my shopping online because he saves me money. Shopping in the stores is way too expensive for me. Apart from the fact that I have to get to the shops physically, which costs money obviously, I am usually tempted to buy more than I planned to buy. Shopping online keeps me focused. I buy exactly what I need without wasting money on what the shops want me to “need”.

 

Do it yourself

I try to do all I can myself. So childcare, cleaning, cooking and everything in between, I do myself. Managing my time and working from home helps me sort out my chores and daily activities. That way I save my money. Outsourcing jobs like these means you spend more money. So doing it myself helps my money go for longer. It also allows me spend more time with my growing kids. I am proud to say I have never paid for childcare, thanks to me being able to work from home.

 

Meal Plan

To avoid wasting food and eating out way more than you can afford to, you need to have a weekly meal plan. My health  and wallet has changed for the better since I started planning meals in advance. Meal planning gives me the opportunity to include all I need in the weekly online shop. It also allows me cook from scratch because I know what needs to be done and I plan my days towards getting them done. If you don’t meal plan, I suggest you try doing this now and see how much money you save. Also, food wastage would be a thing of the past as you would only buy want you need for your meals.

 

What do you think fo these money-saving tips?

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