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Freelance Careers for the Financially Savvy

 

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Working from home is the ideal for many people because it allows us to have the best of both worlds. You have a source of employment that you enjoy and the income that comes along with it, and you have the freedom to work from home to your own schedule (most of the time) with no more long boring commutes to deal with – it’s pretty great. Which is why freelance careers are amazing. 

If you’re someone who has a strong head for figures, one of the best ways to earn money as a freelancer is by getting into the financial sector. You wouldn’t necessarily think that there are many finance-related jobs you can do as a freelancer, but that is rapidly changing and there are plenty of rewarding options for the financially savvy amongst you…

 

Day Trading

Day traders are people who buy stocks, hold them for a short amount of time and then trade them on again, often making multiple trades in minutes, hours and certainly days. All you need to do this job – and I use the term loosely because it is much different than most jobs – is a decent amount of capital to get you started and a detailed knowledge of the stock market. Sure, you don’t have the much in the way of job security, but you have the potential to earn hundreds, even thousands of pounds each and every day and far more flexibility than you’d get with most other jobs, even freelance ones. I won’t lie and say it’s an easy thing to do, but if you have mental and emotional stamina, serious financial savvy and a working knowledge of the markets, it can be an extremely rewarding career choice.

 

Bookkeeping and Accounting

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You’ll need to train and get qualified to do this, but thanks to the abundance of affordable and flexible online masters in finance, accounting, etc., this shouldn’t be too difficult, and if you love working with figures it will definitely be worth it. More and more small and medium-sized companies, in particular, are hiring bookkeepers and accountants on a freelance basis to keep their costs down and this means there are plenty of great opportunities out there to pick up clients and earn a regular income in the finance sector.

 

Financial Writing

If you’re as good with words as you are figures, then a career as a freelance financial writer would be the right move for you. Experienced writers in a wide range of topics are always in demand now that the internet has us all reading so much more, so it really isn’t difficult to find work writing about personal finance, investments, banking, cryptocurrency and so on. Of course, if you don’t want to rely on others to give you work, you could even set up your own financial blog and try to make a living that way – blogging really is the ultimate in career freedom in the internet age!

 

Do you work in the finance industry as a freelancer? What is it you do? Do you like prefer freelancing to a regular 9-5?

 

*Collaborative post.

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Should Bloggers Share Their Rates With Other Bloggers

Should Bloggers Share Their Rates With Other Bloggers? This is a question many bloggers, including myself have asked over and over again. It is really helpful to share your rates with your fellow bloggers. That could help a newbie blogger make the right decisions when it comes to how much to charge for sponsored posts and all. But sharing these rates causes other problems that can be avoided.

 

 

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Here are 3 that may come up when bloggers share their rates.

 

Confusion galore

When bloggers share their rates with other bloggers, it can cause a bit of confusion. As someone who wears both the blogger hat and blogger outreach/PR hat, I have experienced all sorts of confusion when this happens.

Blogger A can tell other bloggers in a not so private Facebook group on how she was paid £XXX amount for a sponsored post with a fashion brand. Other bloggers would start to wonder why they were only offered £XX even though their blog is a lot better than Blogger A’s blog (or so they think). This confusion eventually reaches the PR, which usually creates more drama. The other bloggers may decide to push for what Blogger A got by all means. Which usually means they end up with £0 depending on their PR’s mood, the campaign and how badly they are needed.

 

Envy is the name of the game

Some bloggers have no discretion. They shout from the rooftops about how much they are paid for various campaigns, regardless of whether they are asked for the exact figure or not. Or they moan about how little a PR has offered them for a campaign, which means they usually charge a lot more than that. This causes envy amongst the blogging community which isn’t needed.

I work on blogger outreach with various clients and I have done this for years. I know bloggers that charge as little as $30 and I know bloggers that charge as much as $1000 for 1 blog post. But you will never catch me online talking about these rates with anyone. I think it is so unprofessional and completely unnecessary.

 

The only way is deceit

Check out this scenario – PR mentions she needs bloggers for a sponsored post on a Facebook group. Bloggers leave their details as normal. PR contacts Blogger B for a super easy 300 words sponsored post with a £40 plus Paypal charges. Blogger B accepts the offer and gets to work. Hours later, another Blogger leaves a comment in the same Facebook group about the PR’s offer asking if anyone got a higher fee. Blogger B responds saying she got £65 instead of £40 (which is a lie) and for the blogger to push for more. The PR sees all this but doesn’t say a word. She has to remain mute and professional to save her client’s brand. I know this because the PR was me.

I see this happen everyday with many bloggers lying about what their rates are and what they got for a blog post. The lies still shock me  I have come to realise that the blogging industry is a dog eat dog industry, and many people are just out to bring others down. It is a sad but true fact which is why we bloggers need to have a mind of our own and not go with the flow. The destructive or ruthless competition is not going away anytime soon.

 

 

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The Verdict

So back to the question, should bloggers share their rates with other bloggers? As a blogger, I would say YES to a certain extent but with discretion. You can give an idea of what you earn if you are comfortable doing so. It would definitely help someone who has no clue on what to charge. But as someone who works in blogger outreach, I would say NO. It causes confusion, envy and too much bad blood. So do share valuable honest information with discretion. 

What bloggers need to understand is that various blogs appeal to different people/brands in so many ways. Just because you have the same domain authority as the next blogger does not automatically mean that you would be paid the same rate. Brands look at so many different things when it comes to putting a price on a blog post. My advice is to focus on what you are doing and the figure you are happy with. Pay little or no attention to what other bloggers are doing. Trust me, it works!

The Things Too Many People Ignore Before They Head Off on Holiday

It’s very easy to get blinded by the fun and anticipation of the holiday ahead of you, but that can’t stop you from doing the things that everyone should be doing before they reach the departure gate. Ignorance always costs when you’re about to go travelling, so don’t allow yourself to set out on your travels before you’ve made sure that you’ve covered all the essential basics.

 

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If you’re wondering what exactly those essential bases are, we’re going to help you find out. It’s not too late for you to get things done and to make yourself secure and ready for what lies ahead of you. Sure, it can be time-consuming and boring to get everything done ahead of your big holiday, but it’ll pay off when you’re able to relax properly during the actual holiday itself. So read on to find out more.

 

Shop Around for Good Exchange Rates

Finding the very best exchange rates for yourself ahead of your trip is definitely important. You don’t want to exchange your money only to later find that you could have found yourself a better deal elsewhere if you’d have looked harder. There are plenty of resources online that will help you to find the best possible deal for your currency exchange. The same applies when you return home.

 

Get Travel Insurance

Even if it might not seem like it at the time, whenever you leave for a holiday without getting all of your travel insurance sorted, you take a big risk. If you were to have an accident or get sick while you’re in another country, the bills you’d have to face when you return home would be huge. With a cheap travel insurance policy, you’d ensure that risk was never taken.

 

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Find Out Which Documents You Need

It’s not always as easy as picking up your passport and boarding pass and heading to the airport. Sometimes, you need to have further documentation to prove you have the right to be entering a country. Different countries have different rules regarding all this, so you should check and double check you know the rules and have the right papers and documents before you get close to your date of departure.

 

Inform the Bank

The bank should always be aware of where you’re going if you’re planning on using your card in another country. If they’re not aware, they could mistakenly think that someone has stolen your card details and has started using them overseas. This does happen so you can’t blame them for being cautious. However, you definitely don’t want to be dealing with a frozen account when you’re trying to relax and have a good time on holiday.

 

Personal Health and Hygiene

You definitely need to be looking after your general health and personal hygiene ahead of your trip. You don’t want a health problem to derail your holiday. It’s also important to think about the potential health problems you might face when you’re away. For example, combating diseases and big bites can be a major issue. Other things can be down to a matter of convenience, such as finding options to delay your period. Consider everything and prepare accordingly.

 

A Strict Budget

Thinking about your budget is something that you definitely need to do when you’re about to head out on holiday. It might sound obvious, but it’s something people don’t always plan out in enough depth. The last thing you want is to run out of money when you’re on a foreign country. If you’re forced to start using your credit card rather than cash or travellers cheques, you’ll incur fees for every transaction and withdrawal because you’re in another country.

 

If You’re Going to Hire a Car, Book it in Advance

So many people land at their destination and then book a hire car when they’re there. It’s something that might sound sensible and logical enough, but that doesn’t mean it actually is. You tend to get far worse deals when you book on arrival because the companies operating there know that you need a car right away so you can start your holiday. You have more options and therefore more chances to save money if you do this in advance. It should also be quicker.

 

Heading off on your holiday is one of those exciting times in life that everyone should cherish and enjoy. But before you do that, you need to make sure that you get all of these issues covered. Only then will you be able to get the most out of your holiday without any worries or problems.

 

*Collaborative post.

 

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