Charity of the Month – Battle Scars

Hello everyone! I hope you are all doing well. The Charity of the Month blog series is all about supporting charities that are close to my heart, and Battle Scars is one of them.

I recently came across this amazing charity on LinkedIn and I have been following their work ever since. Battle Scars is a charity set up to provide local, regional, national as well as international support around self-harm. The aim of the charity is to break down the stigma surrounding self-harm, raise awareness, dispel myths and provide support to those who need it. Many people battle with all sorts of scars privately for various reasons and sometimes they may feel like there is no help available to get them out of their predicament. This is why charities like Battle Scars are really important. They do an amazing job and provide a great service to those who are at a vulnerable season in their lives.

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Charity of the Month – Battle Scars

Battle Scars is a small dedicated 100% survivor-led charity. The team runs a Facebook group providing peer support all around the clock. They also offer training for professionals on self-harm and eating disorders on set dates.

How to Support Battle Scars

You can support this charity by donating here or by purchasing the Battle Scars Bracelets for £1 each to help raise awareness and encourage those who may be privately battling with self-harm. All profits go back into the services offered by the charity.

It is also possible for you to become a Battle Scars member to help in the running of the charity. You can find out how to get involved here.

Which charities are close to your heart? Please share your names in the comments section and do share this post on your social media platforms to help raise more awareness for Battle Scars.

Thanks for stopping by. Have a lovely day, and check out other charities I support.

 

A Great Start to 2022

Merry Christmas and Happy New Year to you all! I hope you all had a fantastic Christmas holiday and a great start to the new year. I had a relaxing break filled with plenty of rest, laughter, and gifts. We saw so many new movies on Netflix and Amazon TV. You can find out some of the new shows we have been watching these past few weeks here and here.

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It is so exciting to start another year. I have been looking forward to 2022. The last year felt like it carried on for way too long, especially towards the end of the year. It sort of felt like 2021 would never end so I am glad we are now in the new year at last. This year 2022 has started off nicely already and I am really looking forward to all the year brings.

I have a lot planned for this year and I can’t wait to get started. Uni is still ongoing and I am really getting into the realms of psychology. It is such an interesting degree for me; I am looking forward to where it takes me.

There will be loads of posts on Fashion and Style Police this year, just like the previous nine years. So expect more product reviews, fashion and beauty posts, lifestyle and freelancing posts, and even new outfit posts. I will also be exploring starting off new categories on here and on YouTube, so keep reading and watching.

You can also find me on Twitter, Facebook, Instagram, and Pinterest. I plan to be sharing more posts on my social media pages going forward.

How was your Christmas break? Do you have new year’s resolutions set already? Do sound off in the comments section. Thanks for stopping by. Have a lovely rest of the day wherever you are. Stay safe.

8 Quick Steps to Buying your House

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Buying a house is always an exciting process, but there are lots of things to take into consideration. This is why it is very important to have a clear plan to help you achieve your goal. What are the steps to making an offer on a house? Here is a short guide with quick steps to help you through the process:

1. Decide on your budget

Before you go house hunting, it is best to decide on a budget you are comfortable with. The last thing you need is to fall in love with a house you can’t afford. Deciding on a budget allows you streamline your search and go for affordable houses. Your budget should also factor in the costs of moving home which may include:

  • Stamp Duty
  • Removal Fees
  • Mortgage Brokers Fees
  • Conveyancing Fees
  • Mortgage lenders Fees
2. Grow your savings

Buying a house is usually an expensive venture for the most of us. If you have enough for the sort of house you want, you can work towards growing your savings before you start the process. It is important you have as much savings as possible to cover the hidden cost of moving and any unforeseen circumstance. If you don’t have enough, start a savings plan, and work on increasing your savings as quickly as you can.

3. Go house hunting

Once you have a budget in mind, it is wise to go and look at houses for sale within your budget. This is usually one of the most exciting parts in the process, but it can become lengthy and stressful if you don’t have a good idea of what you want. Before you start looking at houses, have a list of the must-have features you want in your new home to reduce the number of houses you see. That list could include the number of bedrooms, the size of the garden, the location, size of driveway or garage and so on.

4. Look for a mortgage provider

It is a good idea to look for a mortgage provider as soon as you can in other to get a Decision in Principle (Agreement in Principle). This would give you an idea of how much you could borrow based on your circumstances. HSBC Mortgages have different types of mortgages available.

*Lending is subject to status. Your home may be repossessed if you do not keep up repayments on your mortgage

5. Make an offer on a house

Make an offer once you find the house you like that is within your budget. The infographic below shows you how:

5 Quick Steps to Buying your House picture

6. Apply for a mortgage

Once your offer has been accepted, the next step is to apply for a mortgage. This process can take a few weeks, so it is important to start as quick as you can once your offer is accepted on a new property.

7. Sort out the legal bits

Legal work is carried out by a solicitor or licensed conveyancer. This stage usually takes a few weeks. The solicitor or licensed conveyancer would carry checks on the new property, manage the contract and completion chain, and collect and transfer the funds.

8. Exchange contracts and get the keys

Once the legal areas are covered and contracts are exchanged, a completion date is agreed and then you can breathe easy until you embark on sorting removal companies, home insurance, utility bills, and more.

Buying a home is an amazing experience and you can really enjoy the process once you have a plan to help you stay on top of all that needs doing.

This is a paid collaboration with HSBC

 

 

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