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Money Talk – How Would I Spend One Hundred Thousand Pounds?

Money makes the world go round and the truth is money is never really enough for anyone. No matter how much you have, there would always be a need for more. I am all about making money legitimately and making my money work for me. In the last couple of years, I have been thinking long and hard about retirement, pension and investments. Also, I have been busy thinking about what I would do if I came across a large chunk of money. How would I spend one hundred thousand pounds? This million dollar question has popped up in my head many times and I always have an answer for it.

 

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Here are 5 ways I would go about spending it.

 

Pay the mortgage

The first thing I would do is to put some money towards the mortgage, in order to reduce the outstanding amount on it as much as possible. Living mortgage free is the end goal and that should hopefully happen in a couple of years. I can’t imagine having to pay accommodation bills in my later years. That thought is quite scary.

 

Go on holiday

I love travelling as many of you would know by now. I love to visit as many countries as possible every year. My current target is to visit at least 2 countries every year. I have smashed that target for three years now, and I am hoping to smash it again this year. So far this year, I have visited Maryland and New York in the US, and I have plans to visit one or two more countries before the end of the year.

If I had one hundred thousand pounds at my disposal, I would be putting some money towards our holidays. There are many other cities and countries we would love to explore, and it would be great to take some other family members with us as a treat.

 

Pay the debt

I would pay off all my debts. So all credit cards would be paid up in full, never to be used again. When it comes to money, I am very sensible. I am more of a saver than a. spender, so I am not as deep into debt like many others I know. But paying the little debt I have would be a smart way to go financially.

 

Save and invest

As the saver that I am, I will be putting a huge chunk of the money into a savings account; most likely an ISA. And invest a huge chunk into stocks and shares for the future.

 

Home improvements

I will definitely use a percentage of the money on home improvements. There are a lot of changes I would make to our home decor if I had the money to splurge. But since I don’t have that yet, it is a waiting game.

 

How would you spend one hundred thousand pounds?

 

 

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AfriCrafts Hand Crafted Leather Earrings

If you know me well enough, you would know I am very into jewellery, with earrings being at the top of the list. I have a thing for earrings, which is why I had to get an extra set of holes pierced some years ago, so I could wear more of them. Plus, I have a thing for studs, so it was a perfect way to wear my earrings and studs at the same time. My love for earrings has been on for as long as I can remember. I love the fact that I can look all dressed up with a set of stunning earrings on and not worry about putting on any extra piece of jewellery. You can finish up your look with the right earrings.

I recently came across an amazing Hand Crafted Leather Earrings online store – AfriCrafts Boutique some weeks ago on social media. And I have fallen in love with the stunning hand crafted leather earrings. I think the designs are really pretty and colourful, which is perfect for the season. The fact that the earrings are unique and handmade in Africa makes them even more appealing. These are not earrings you will be seeing just anywhere. AfriCrafts Boutique stocks really beautiful big and bold earrings. They are all hand crafted leather earrings in plain designs, and they look super stylish.

Here a couple of the AfriCrafts Hand Crafted Leather Earrings that caught my eye

 

The Hot Pink £15

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I am a huge fan of the hot pink shade, so I am usually attracted to pieces and accessories in that shade. This beautiful set here is so easy on the eyes. I love the design and colour. It would be a great addition to my jewellery box for sure. None of my earrings look like this pink pair here, so I think it is time to spice up my jewellery collection.

 

The Gold £15

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The AfriCrafts Earrings come in various shades so there should be a set for everyone. This gold pair is so trendy. I love it so much. You can easily make a fashion statement wearing this set of gold earrings, paired with almost anything. I adore the big and bold design. It screams style from a distance in a subtle one.

 

The Nude £15

AfriCrafts Hand Crafted Leather Boutique Image

 

This nude pair is so trendy. You can wear this with anything and add something special to your look. I really like this nude set because it is dead easy to style. I can wear it with anything which is great. The shape also caught my eye. I can clearly see myself rocking this.

 

The Mustard £15

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This pair of mustard earrings is my favourite. I really like the colour and the shape of the earrings. This is a very unique design and style of earrings and I think it is really pretty. Adding this to my jewellery box would be amazing. I have styled this pair of mustard earrings with many outfits in my head already.

 

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I am a huge fan of these leather earrings. Good to know they come in various colours and shapes. They are also super affordable at just £15 a pair or £25 for 2 pairs. You can also buy 4 for £60 and get a 5th pair for free. Check out AfriCrafts Boutique here and stalk their designs on social media –

 

Instagram – africrafts_boutique

Twitter – Africraftsb

Facebook – AfriCraftsBoutique

 

What do you think of these leather handmade earrings?

 

*Collaborative post.

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