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How to Shop for the Right Shirt

Shirts are wardrobe essentials for both men and women. And for this reason, many of us own quite a few shirts in various styles and colours. There is a wide variety of shirts to choose from in different stores. So it cam be tricky to shop for the right shirt. Here is how I go about it –

 

Shop for the right shirt by focusing on the material

 

Shop for the right shirt image

 

Shirts come in a variety of styles and fabrics. And it can be confusing when deciding on which shirts to shop.

Style Tip – Opt for shirts with fabrics that are stretchy so you don’t lose it in the wash. But not too stretchy, or they will hug the lumps and bumps, you rather hide. It can be tricky to get this balance right. The only way you can be 100% of the fabric before you buy is to try it in the stores, so online shopping is a gamble when it comes to shopping for shirts.

 

Have a classic white shirt

 

White Shirt Image

 

A classic white shirt is a wardrobe essential, and everyone should have at least one in their wardrobe.  It can be worn to the office and dressed down with jeans for other occasions.

Style Tip – When shopping for the right shirt, it is best to go for good quality cotton for crispness. Anything less won’t cut it.

 

Opt for fashion shirts

 

Shop for the right shirt Picture

 

Fashion shirts are still in vogue and I like them. I have a few in my wardrobe, and plan on adding some more to my collection. They are great for taking you from AM to PM with ease and style. Fashion shirts can be teamed up with skirts or trousers, to add some softness to a tailored look.

Style Tip – When shopping for fashion shirts, go for pieces that are lined to avoid see through issues.

 

I hope you find these style tips useful when next out to shop for the right shirt. Please share any style tips that may have worked for you in the comments section below.

Thanks for reading.

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5 Tips for Filing your Tax Returns as a Blogger

OOTD Style My Dress

 

I am no accountant, ok I lied, I am actually an accountant. I studied accounting as my first degree. Although, I am no longer practising, I still remember a thing or 2 from back in the day, so when it came to filing in my tax returns as a blogger, for the first time last week, I found it a walk in the park. Well almost a walk in the park. My tips here can set you up on the right path when it comes to filing in your tax returns, but do get financial advice from the professionals if you feel you need to.

We all know we should declare any income we make from our blog, but many bloggers find it the whole tax returns a bit intimidating and rush off to hire an accountant. Well, unless you are making a crazy amount of money from your blog, or have the most confusing set of expenses, filing in your tax returns should be fairly straight forward.

Here are some tips to help make the tax returns process a lot easier:

 

Register as Self Employed/Limited Company

If you make as little as a £1 from your blog, you need to register as self-employed with HMRC. You are breaking the law if you do not, and you can be fined so get registered ASAP if you have not done so already. You can register as a self-employed person or a limited company with HMRC, it all depends on how you view your business. There are pros and cons to both options, so it is best to evaluate your circumstances before you decide on what route to take. However, It is easier and cheaper to start off as self-employed as you don’t have to deal with the costs of forming your limited company, costs which includes setting up a company bank account, and registering your company for PAYE and VAT number (this is different from the Unique Tax Reference number you do get when you register as self-employed, that is free), which could as much as £125, and you SHOULD appoint an accountant to oversee the company’s finances.

As for self-employed, you won’t have to do any of the above. All you have to is to register and file in your tax returns, which you can do yourself. The beauty about registering as a self-employed person is that you could always switch to a limited company in future, when your brand grows and when you see yourself earning more than £25,000 a year, as registering as a limited company will be the most efficient way of managing your tax.

 

Outfit Post Image

 

Spreadsheets

You should have spreadsheets where you take note of every income you make, and every expense. It is best to categorise these into different months, so every month, you should update the spreadsheets with every income you made, and every expense. This way you will have a clear picture of how much gross and net profit you have made every month. Believe me when I say if you get this bit right, filing your tax returns will be very straight forward, and this just not only help with the returns, it also tells you how you are doing financially every month, which is a great motivation booster.

 

Invoice Your Clients

I do blogger outreach for a few clients and I find it alarming that I need to remind blogger to send in invoices to get paid. Most of them just send in their Paypal email addresses alone and I wonder how they plan to track all incoming payments. Going through the Paypal statements for the entire tax year to track payments is definitely not a good idea. If you are only receiving few pennies here and there, you may get away with not sending your client invoices for payments, but once you start making a good amount of money, not sending your clients invoices correctly and in a timely manner may cost you.

 

Submit your Tax Returns Early

I know we have until end of January to submit our tax returns but it is best to get it over and done with as soon as possible, and get ready for the next tax year. So submit your tax returns as soon as you can, so you have the time to sort out NI and tax payments if any. I won’t leave it till the last minute.

 

Fill Out Your Tax Returns Correctly

This goes without saying but it still needs to be said. Make sure you answer every question honestly, as best as you can. There is a lot of information on the HMRC website and you can always give them a call to clarify anything you are unsure of. Also remember to keep all receipts and invoices incase you need to refer to them in future.

 

These are few tips to help you fill out your tax return. I hope you find them useful. Do you have any tips to share? Drop me a comment, lets chat.

 

 

 

 

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