Advertisements

How to Cope as a Freelancer by Ageing your Money

*Affiliate links.

I left traditional employment after having my twins, and I have been freelancing ever since. The decision of not going back to my old job after pregnancy was kind of made for me. Going back to my old job was not going to be worthwhile so I created jobs I could do from anywhere for myself. Being a freelancer/self-employed is not easy but it is worth it. I always weigh all options in life, and the pros of working for myself from home massively outweighs the cons, which is why I am still doing what I know how to do best.

 

How Many New Year’s Resolutions Have You Ticked Off 6 Months In Image

 

 

How to cope as a freelancer by ageing your money

Coping financially as a freelancer has been a learning curve. I have had to learn how to ask for the right amount of money for what the job I do. I have also had to learn how to manage my money so it covers all my living expenses and a bit more. Having some kind of savings is important for every one of us, regardless of the work we do. But it is really important when you are working for yourself, as you really have no guaranteed income. The only income that is guaranteed is what you currently have in your bank account. It is very possible to not make £1 for a whole week, only to make as much as £1000 the next week. Which is why you have to learn how to age your money.

 

Ageing your money

Ageing your money is something I have always known about and I have put into practice for as long as I have been earning money. However, I became more aware of this after reading the Wall Street Journal Bestseller – You Need a Budget by Jesse Mecham, earlier in January. The book really resonated with me. It was so good, I couldn’t stop reading it. I finished reading the entire book on my Amazon Kindle within 3 days.

I picked up a lot of tips from this book and I recommend it to all business owners, freelancers, self-employed, and even those doing traditional jobs. The book opened my eyes to ways of really making my money work longer for me, and I picked up many vital tips that I have now implemented in my life.

The whole idea behind ageing your money is you not spending your income as soon as it hits your bank account. It can feel like a delaying tactic but it really works. All you need to do is to try it for a month and see the difference in your bank balance and your mental health. Ageing your money stops you from living pay check to pay check. It helps you get out of debt and stay out of debt.

 

You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want image

 

Having a budget helps age your money

Having a budget helps you stay on top of your income and expenses. Your outgoings are all planned and you are in control of your finances. Being a freelancer means you never really know how much you would make from month to month, so having a realistic budget is important because it gives you that peace of mind.

My income varies from month to month. I have been freelancing for a few years, so I know on average the minimum I would make, so I plan my bills with that in mind. Also, I make sure I keep any extras I get for months when I am short. I age my money by spreading my bills so they all don’t go out in the same week. That way I am never short of cash, and I can keep aside payment for each bill weekly.

 

Ageing my money is how I am smashing my freelancing/self-employed world. It works great for me.

Are you working for yourself from home? How do you stay on top of your finances?

Advertisements

Product Review – Tom Ford Noir Pour Femme Eau de Parfum

*Affiliate link.

As a perfume lover, I am forever in search of a new fragrance to try to add to my ever-growing perfume collection. I have heard a lot about Tom Ford Noir Pour Femme Eau de Parfum, so I was thrilled when I got it as a gift. It has been a perfume I have been looking forward to trying for ages. Like most things Tom Ford, I knew I was going to love this fragrance. Tom Ford’s perfumes are always so good, and I knew this Noir Pour Femme Eau de Parfum would be no exception. I was right!

This perfume was launched in 2015. It is an oriental, floral fragrance, and smells divine. It has a very unique scent, which you either like or you don’t. I love it.

 

Tom Ford perfume image

 

Top notes

Mandarin Oil

Bitter Orange Oil

Ginger Extract and Bergamot

 

Middle notes

Rose

Jasmine

Orange Blossom

Indian Kulfi

 

Base notes

Vanilla

Amber

Australian Sandal Wood

Lentisque Resinoid

 

 

Tom Ford Noir review image

 

Here are my thoughts on this Tom Ford Noir Pour Femme Eau de Parfum.

PROS
  1. I love the bottle. It looks lovely. Definitely stands out on my dressing table.
  2. The fragrance is long-lasting. It stays on pretty much all day.
  3. This Tom Ford perfume has a sensual floral scent, which I really like. It smells as pricey as the price tag.
  4. It is great for the current spring/summer season.
  5. I like that it is not an oily fragrance.
  6. A little goes a long way with this perfume.

 

CONS

None.

I can’t fault this fragrance at all. It is really good. I would recommend this perfume to any woman in search of a lovely perfume to try.

 

Perfume review image Fashion and Style Police Reviews image

 

What do you think of this Tom Ford Noir Pour Femme Eau de Parfum? Have you used this perfume before? Please share your thoughts in the comments section below.

Thanks for stopping by. Have a lovely week.

error: Content is protected !!