Don’t Go Broke for Christmas

It is now 9 days to Christmas and everyone is going MAD! The shops are filled up with shoppers that won’t stop shopping. Deliveries are coming on very late and the whole world has gone crazy getting ready for the big day. I am trying not to join in with the craziness of it all. I am done with my Christmas shopping and wrapping. Just waiting on a few deliveries to come in and wrap some last minute gifts, and that is it really.

I am trying to enjoy the countdown to Christmas and not get carried away with the madness. Which brings me to this post. Many of us get carried away with the Christmas cheer and spend a lot more than we planned to, just because Christmas. It is all well and good if you can afford to buy the presents you buy. Christmas is a season of giving and receiving, so good thoughtful gifts are expected. But that doesn’t mean you should rob Peter to pay Paul. Let me explain…

 

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Many of us spend way more than we can afford. We get carried away with the amazing gift ideas around and go way over our planned budget. Then January comes, and we start to panic with the empty bank accounts, maxed credit cards and bills to pay. Does this scenario sound familiar? Here are ways you could ensure you don’t go broke for Christmas.

 

Start buying Christmas Gifts Early

I started buying Christmas gifts in October and that is late. I usually start earlier than that so I have an upper hand. My aim is to target sales and shop around calmly without the Christmas rush. That way I can spread the cost of the Christmas gifts and shop in peace.

 

Have a Budget

This should go without saying but many of us still walk around shopping without a budget. Having a Christmas shopping budget for every person on your list ensures you don’t get carried away with the amazing options out there. And trust me, there are.

 

Buy for those that Matter

I don’t shop for everyone I know and I don’t expect Christmas gifts from everyone either. I only buy gifts for close family members and teachers. If I don’t see you on Christmas Day, there is a high chance I won’t be buying you a Christmas present except we are tight. I don’t think it makes financial sense buying Christmas gifts for every member of my family.

 

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Buy Only What you Can Afford

Many of us result to using credit cards and store cards to shop for Christmas gifts. That was normal for me some years ago but not anymore. I have seen the light and it makes zero sense to buy what you cannot afford. If you must use store cards and credit cards, make sure it is interest-free, and you make repayments before the interest-free period ends.

 

Focus on the Reason for the Season

Christmas is the most wonderful time of the year, so I like to focus on the reason for the season, with my family and take it all in. As we count down to Christmas, we spend our spare time relaxing with Christmas programmes, singing along to Christmas carols, reading Christmas books and just enjoying the season. My kids are quite contented with staring at the Christmas lights all day if I let them.

 

These are the ways I make sure I don’t go broke for Christmas. Do you do any of these things? Please share your Christmas shopping experience in the comments section below.

Thanks for reading and commenting. Please share this post if you enjoyed reading it. Have a lovely weekend.

 

How to start your very own fashion business

Fashion. A career path only reserved for the artistic, the creative, and the passionate. In the world of fashion, there is no room for imitation. So if you got the right skill, you are good to go! What better way to put these skills to use than to become the next Vera Wang and start your own fashion business.

 

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Imagine working for yourself. Imagine, no rush hour commute, no stroppy colleagues to deal with, and you can even work in your onesie if you so wish. Sounds like heaven, well imagine combining this work set-up with your ultimate passion. Perfecto!

 

Where to start?

Here is where you need to start; you need to come up with that amazing piece to get your name out there. Diane von Furstenberg did it with the stylish wrap dress, what will yours be? Think unique, distinctive and exclusive.

 

Prototype

Next you need to develop that design. It might require lots of takes, but eventually something will click and you’ll know when you have designed the ‘one’. Now it’s time to make a prototype, something to show your potential buyers. Source your own materials, find the right fabrics with the best texture, designs and colours that really match what you have been imagining.

 

 

How to start your very own fashion business

 

 

Getting the word out

Now it’s time to get your unique and distinctive piece of fashion out there for the entire world to see. Send images of the piece, styled into an entire outfit to fashion websites and magazines. Dress yourself in the piece and share images on social media of you looking fabulous. Offer to make prototypes to give to friends and family so that they can show it off to the world.

 

Platform

Next, you are going to need some sort of platform to sell your pieces on. By this stage, you may have a few different designs. The best way to publicise these is on your very own dynamic website with a website design that suits your needs as a business – because that is what you are now, no matter if you are selling 1 piece or 500 pieces, you are still a business.

If you’re a savvy techy, you can create your own website. If you struggle to even turn a computer on, you’re best looking for an agency to help you design and create your site. It’s important to have aesthetic touches as well as being user friendly.

 

SEO

So you’ve got your design, you’ve got your website, but how are people going to find your website? A little thing called SEO. You need to read up on how search engines operate and how people interact with them so that you can get a better understanding of what you need to achieve.  Next is the vital keyword research and content.

There’s loads of information out there on how to Search Engine Optimise, take some time to have a read and put into action what you have learnt and see your website grow.

 

Product development

As you grow as a business, it is important to develop from your one single brand. This way, it’s a consistent growth and the designs carry the same DNA right the way through. Product development is an important part of your fashion business.

 

Have a plan

You must have a strong plan and vision of the direction you want your business to head from the very beginning. Set yourself goals and know what your product is worth. If you believe in your product, this will shine through. Be confident, bold and proud.

Start with a marketing plan that sets out which customers you are going to be targeting, and how you are going to approach them. Look into PR and communication resources; these are useful tools to support you to bring your work to a wider audience.

 

Remember, not all fashion businesses have to operate at the very high-end of luxury, this may be where you want to be eventually, but start realistically. Your business concept needs to offer a clear proposition of value to the customers – now get to work and clarify your vision and set a roadmap on how to get there!

 

Have you ever thought of starting a fashion business or any other type of business? What is stopping you?

 

*Collaborative post.

Style Icon & Beauty Muse – Alesha Dixon

I have followed Alesha Dixon’s career and style since her days in Mis-Teeq group. And I have been a fan for as long as I have known her. For those who do not know, Alesha Dixon is an an English singer, rapper, model, television presenter & talent show judge. I fell in love with her rap lyrics while I was a teenage. She flowed so effortlessly and she made it look so cool. It was impossible not to love. I wonder where the other 2 members of Mis-Teeq are today. Not heard or seen anything from them in years now.

 

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Today, the stunning Alesha Dixon is one Fashion and Style Police because of her great taste in fashion and her gorgeous face. Here are 2 of her beauty tips you may find useful –

 

I put my eye cream in the fridge. Perhaps it’s psychological, but I feel like it’s doing a better job at reducing eye bags if it’s cold! 

I really like this beauty tip and I can imagine it working well for me. I am so going to try it.

 

I also love oils, such as coconut oil and vitamin E oil, which I’ll apply all over my skin and hair last thing at night.

I love oils too! They are so handy to have around especially in this current season. Think I need to apply them so more at night.

 

Alesha Dixon’s Personal Style

When it comes to Dixon’s personal style, she prefers to go for more casual funky, almost tomboyish look. But when presenting on TV, she plays the part and goes for the whole glamorous look. I love the fact that her personal style is versatile. She looks amazing to me either way.

 

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What do you think of Alesha Dixon being a style icon and beauty muse? Are you a fan? Please drop your comments below.

 

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